FNBT.COM BANK

ELECTRONIC BANKING ACCOUNT STATEMENT DISCLOSURE AND CONSENT

Welcome and Thank you for choosing to enroll in E-Statements.  FNBT.COM Bank [hereinafter referred to as "the Bank"] has expanded its banking services to allow our customers [hereinafter referred to as "customer(s)"] to utilize the convenience and efficiency of Internet technology, and the parties hereto desire to receive their banking account statement via email. Customer understands that the terms, conditions, instructions and procedures set forth below are in addition to those that apply to any other accounts that customer currently has with the Bank or any other services customer obtains hereafter from the Bank.

NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, FNBT.COM BANK and customer hereby agree as follows:

By your consent below, you agree that we may provide you with your banking account statement, as well as any future disclosures, amendments, privacy policies, letters, correspondences and any other notices that may be legally required to be provided to you in electronic form. We will provide all future disclosures and notices by sending such disclosures and notices to the e-mail address you have provided to us.

You must notify us of any change in your e-mail address. To change your e-mail address, you may call us at 850-796-2000 or send us an e-mail to fnbtmail@fnbt.com.

In summary, you will receive a monthly email notification to alert you that your statement is ready for viewing. Upon receipt of this email notification, it is strongly recommended that you view your statement and choose to either print your statement and/or save your statement to your personal computer for future reference. Statements, notices, and disclosures will be made available to you for 90 days. 

At your request, we agree to provide you paper copies of items that have posted to your account, but we will charge you the research fee that is stated in our most current Products and Services schedule. You may request this research by calling us at 850-796-2000 or send us an e-mail to fnbtmail@fnbt.com.

You have the right to withdraw this consent. To withdraw your consent, please contact us at 850-796-2000 or send us an e-mail to fnbtmail@fnbt.com.

System Requirements to Review Transactions, Statements and Other Disclosures

In order for you to access your electronic banking account statement, your computer system must meet the following requirements:

An IBM or Macintosh compatible computer

Internet Access

An Internet Browser

- Adobe Acrobat Reader

Netscape Navigator 4.08/Netscape Communicator 4.7 or later versions

Microsoft Internet Explorer 4.01 or later versions (4.51 for Mac users)

Information sent through our pages is secure and uses Secure Socket Layer (SSL) protocol. SSL technology secretly encodes information that is being sent over the Internet between your computer and FNBT.COM BANK, helping to ensure that the information remains confidential.

The use of SSL requires that you have an SSL compatible browser. While older browser versions may support SSL sessions, FNBT.COM BANK strongly recommends the following browsers: For Windows and Unix operation systems: Netscape Navigator 4.08 or later; Netscape Communicator 4.07 or later; and Microsoft Internet 4.01 or later. For Macintosh: Netscape Navigator 4.08 or later; Netscape Communicator 4.07 or later; and Microsoft Internet Explorer 4.5 or later.

By clicking on the button below, you understand and agree to receive all banking account statements, disclosures and notices in electronic form; and you agree that your system and browser meet the requirements as stated above.